Tuesday, January 3, 2012

Sail Boat - The History Behind It!

Sail boats have been around since ancient times. These boats have proven to be a faster and economical way to get around as compared to row boats. The ancient Romans developed a way to have the two techniques combined to form a formidable navy of thousands of galleys. These galleys were rigged with multiple sails that could propel the boat in the wind. The rows were manned by slaves or condemned men and were used when the wind was against the sails and in the opposite direction the boat needed to sail. When man fitted his ship with a sail he probably made the most cost efficient way to travel - Sail and boat.

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The wind provides the power that sails the boat. A sail that is well designed can be a good wind trap that propels the boat forward. The sail of the boat must be very strong, usually made from canvas that is very thick and fastened to the mast of the ship with the strongest ropes made from jute and cotton. 

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The fastest sail boats were the clipper ships. These were ships that relied only on wind power and were designed to use the winds optimum efficiency. The ship itself was designed according to aerodynamics and to offer the least water resistance while sailing. They were very sleek boats with uniquely designed sails. 

A boat may have many kinds of sails to propel the boat. The sails are set according to the speed of the wind and the speed the boat needs to travel. There are the foresails, headsails, Genoa, headsail and a Jib. Al the sails of a boat are arranged in a particular order known as a 'sail plan'. This plan is arranged according to two opposed forces that apply to the ship. The opposition of the water to the movement of the ship and the force of the wind that forces the ship forward. This simple act of tying a sheet to a mast to make a boat move has developed through the ages in to a science of sorts. 

The sail of the boat is set according to the purpose of the boat. A race boar will have a particularly designed sail to serve the small boat with good speed and a cruiser will have appropriate sails that will allow the cruiser to sail lazily on the water. The type of sail boat will also depend on the time you intend to sail and where you intend to go. If you want to get out to the deep blue sea you will need sails that will be able to withstand the forces of the sea gales. The type of sail boat you want to use will also be decided by the budget you are willing to put aside for the purchase of the sail boat. 

In modern times sail material has changed radically. Ancient sail boats used hand woven sails that were very durable and could easily stand the onslaught of the salty waves and the wind. However, modern sails are made of very durable and lightweight polyester material that is synthetic and can withstand dampness better than the sails made from natural fiber.

Storing Suggestions For Your Boat


Congratulations! you bought a boat and now you can take family and friends out to sea whenever you feel like it, but what happens when you are done sailing and want to go home (it's not like you can put the boat in the trunk of your car)...

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Here are some suggestions for storing your boat when it is not in use:

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Trailering:
The cheapest way to store a boat is on a trailer in your driveway or yard.  A trailer
offers you the advantages of transporting your boat into different areas of water, taking your boat out
whenver you like, or just saving cash on your winter storage.  Before you look into a trailer, be sure
that your car has the towing capacity for your boat and the equipment you need.

Rack storage:
For the smaller boats, a great alternative for storage is rack storage, or dry stacks.  Typical rack storage
facilities will keep your boat in a covered shed filled with plenty of room.  All you have to do to take it out is to call the facility before you want to use the boat and they will retrieve it for you.
When you are finished boating, simply bring it back to port, tie it up, and they will return it to the storage area for you.

Marina advantage:
If your a boat owner craving convenience, a marina slip is just what you need.  Simply drive your family to the marina, get in the boat, and go.
Rates will vary from state to state, although most offer you several other benefits as well.

Buying your slip:
In some areas, you can buy a permanent slip at a marina.  This can be great to have in high demand areas, as it guarantees you a slip at the marina whenever you need to store your boat.  The purchased slip is a long term asset, and is good for as long as you own a boat.


Requesting a Loan And getting It!


So, You have your business idea, A business plan, Graphs and Anything else you may need to get your new business going, al you need now is To obtain the funding.
under the assumption that you don't have a Rich uncle who died recently or Heaps of gold beneath a tile, what you need is a loan.

When going to the bank asking for a loan:

What to do:

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  • Dress in a professional manner for the bank interview. Loan request  is a business transaction, so treat it as such and dress accordingly.
  • As an entrepreneur, be sure that you are thoroughly prepared when you go to see your banker to request a loan. You need to show your bankers that a loan to you is a low-risk and an excellent idea. Have on hand a completed loan application, copies of your cash flow and financial statement projections covering at least three years, as well as your cover letter. 
  • Be sure of yourself. An attitude of confidence increases your chance of getting the loan. Show that you can make a success out of the money that the bank will lend to you. Visualize in your mind the positive results of your bank application.
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What not to do:

  • Do not push your bankers for a decision. It might result in a rejection. More important, your banker cannot make a decision until all your documentation is complete, so to ensure a speedy decision, make sure that all your documentation is in order.
  • Do not underestimate risk in your application. You have to remember one thing: business without risk is a myth - there is no such thing. If you do not discuss risk, the bankers will assume that you haven't thought about risk. Let's face it - try as we might, we cannot plan for everything, for every contingency, for every turn of events. Bankers would want to know if you have planned for the major risks and how you intend to manage it.


Also:
remember that in order to stay in business banks have to make loans. Don't be afraid to request one. That is what the bank loan officer wants you to do. To increase your chances of getting one, look for a bank that is familiar with your industry and who has done business with companies like yours. Seek out banks that are "big" on small business financing. Some banks lend on a conventional basis (lending money without government support), while some banks participate in government programs (in the form of government participations involving direct government funds or loan guarantees). However, be aware that banks often demand stiff collateral requirements for start-ups and do your homework accordingly.

Unsecured Loans: Do Not Put Your Home At Risk

As a result of their risk free and short term nature unsecured loans are extremely popular in the United Kingdom. The reason the vast majority of people prefer these loans is due to the fact that they want to pay off the loan amount as quickly as possible in order to avoid paying the punitive interest. Additionally, unlike secured loans, unsecured loans are collateral free and don't carry the risk of property repossession whereby your property is seized by the lender in the event of a payment default.

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This type of borrowing is taken out for a multitude of different reasons. It can be used to buy a car, home improvement, debt consolidation, holidays, marriages and education to name but a few uses.

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The interest rates on unsecured credit are unfortunately a little bit high and the repayment schedule is made over a rather short time frame, so effectively the advantage of this type of borrowing really lies with the very fast processing speed of the application due to the complete absence of collateral against the loan. With no involvement of assets to be used as collateral, no property or asset valuation is required and therefore less documentation work for the lender.

The marked increase in the collateral repossession rates in the UK has become a concern for borrowers, who have taken secured loans. Taking this factor into consideration, borrowers, who are not one hundred percent sure of their financial future, should not put their home at risk and should opt for an unsecured loan.

How to be a Gentleman


Keep yourself looking good and feeling good. Keep your face shaved and moisturized.  Remove those bags under your eyes.  Use a body wash that will keep you smelling good all day.  All of this and more can be found at any menís skin care site.  Go ahead and give it a try.

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Once again, good hygiene is a must. Make sure to bathe and groom yourself regularly. When applying deodorant or cologne, don't use a lot. Some girls may not like the smell and if you reek of it they're not going to be pleased. In addition, make sure you don't use too much hair gel sinc it's sticky and goes rock hard after a while.

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Pay attention to how you look. Wear clothes that fit your body well, eliminate flashy clothing and avoid fashion "faux pas" like a baseball hats cocked slightly to the side. A simpler wardrobe will keep the emphasis on you, not your clothes, which will change your outlook. Get regular haircuts.

Don't talk about yourself much. On the other hand, girls like to know a little bit about you so they can understand what you are talking about sometimes. In addition to making you a much more desirable conversationalist, it will make you seem more mysterious to not share too much, which many women find attractive. Get a basic idea of what's going on in music, sports, and politics.

Basic etiquette  If you are in a rush to get to the 14th floor for an important meeting.  The elevator comes, the door opens, what should you do?  Donít be that guy that runs onto the elevator without waiting for people to get off.  Its not saving you any time and your not helping your image either.  Wait for people to get off before hurdling yourself in there.  People will appreciate it.

Don't stare at women or say anything degrading to or about them. It's never a good idea to objectify a woman, or anyone else, for that matter.

Remember to keep doing nice things for your girlfriend when you're around her. If she's carrying something, pick it up when she puts it down and always kindly let her know by saying "oh, let me get that for you", whatever the object is. Remember, being selfish is not attractive. If you are watching television with your girl and you know she likes a particular show or sporting event, leave it there. She will appreciate that little bit of selflessness more than you know.

Avoid fighting, as it isn't the best way to solve problems, however a real gentleman never backs off when he's challenged, always standing up for himself and his values. Remember to prioritize and not sacrifice your values for someone who is clearly just picking a fight with whomever will join in. If someone is simply embarrassing himself by offending you, don't sink to his level, but walk away.

If you keep to these rules, no one will ever get it wrong. you will always be seen as a gentleman.

What Makes A Metrosexual?


Metrosexual is a neologism derived from metropolitan and heterosexual coined in 1994 describing a man (especially one living in an urban, post-industrial, capitalist culture) who spends a lot of time and money on shopping for his appearance. Debate surrounds the term's use as a theoretical signifier of sex deconstruction and its associations with consumerism. (wikipedia)

Who coined the term?
Mark Simpson, a British and outspokenly gay social "commentarist," first published the term in a 1994 article called "Here Come The Mirror Men," which ran in Britain's Independent . The concept was developed thanks to Simpson's book on masculine identity in a media-driven world, called Male Impersonators: Men Performing Masculinity .


There are a number of areas in which the metrosexual man will focus his attention: fashion trends, hairstyle trends, hair and skin care, physical fitness, nutrition, popular culture and home dÈcor as well as technology. In many occasions these areas will have cross-over. For example, the most popular new restaurant in town would be a crossover of the areas of food and popular culture, or the gym a man joins may offer spa services which would combine physical fitness needs with hair and skin care ect'.

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The new "buzzword" seems to mean different things to different people, but in general, a "metrosexual" is:

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A modern, usually single male connected to his feelings and his feminine side;
Grooms and buffs his head and body, will use fashionable clothing both at work or before hitting a night club has discretionary income to stay up to date with the latest hairstyles, the newest threads, and the right shaped shoes;
Usually confuses some guys when it comes to his sexual orientation.
makes these same guys jealous of his success with the ladies -- for many metros, to interact with women is to flirt;
impresses the women who enjoy his company with the details that make the man, among them:

His appreciation for literature, cinema, or other arts
His interest in cooking
His savoir faire in choosing the perfect wine and music
His eye for interior design
Is a city boy or, if living a commute away from downtown, is still urbane, if not rightly urban;
Enjoys reading men's magazines...


The bottom line is that while the metrosexual man does place emphasis and attention on all these areas of his life, he may not be expert in these subjects. The point is that he tries. He cares about his appearance and lifestyle, and although he may fall short of the ideals and goals he sets for himself, he makes the effort and that in and of itself makes him more appealing to many women.

An ounce of prevention is worth a ton of first aid - Snake Bites


If the snake is poisonous, a bite can be life-threatening . Poisonous snakes found in the United States include rattlesnakes, copperheads, cottonmouth water moccasins and coral snakes. If you see a snake, do not touch it or arouse it's attention, but instead, back away from it slowly. 

If you are bitten, remember the color and shape of the snake. This information will help medical providers treat you. If you are walking in high water, and you are not sure you have been bitten by a snake, look for a pair of puncture marks at the wound and for redness and swelling, as well as severe pain. 

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1. Safety first! Get away from the snake. That's probably why it bit you in the first place. Follow universal precautions and wear personal protective equipment if you have it.
2. Call 911 as soon as possible. immediately if possible! Waiting until the pain subsides may lead to permanent tissue damage. 
3. Do not elevate the organ. Keep the bite below the level of the heart.
4. Wash the area with warm water and soap if possible.
5. Remove constricting clothing and jewelry from the extremity. The area may swell quickly and constricting items will cause tissue death.
6. If the snake is an elapid species (coral snakes and cobras), wrap the extremity with an elastic pressure bandage. Start from the point closest to the heart and wrap towards the fingers or toes. Continue to keep the bite lower than the heart.
8. Follow the basics of first aid while waiting for responders to arrive. Be especially concerned about the potential for shock.

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Don't be a hero! this is not a movie!

NO CUTTING & SUCKING! snake bite kits from drug stores really don't work. Cutting into the wound will simply create infections.
Keep in mind:
An ounce of prevention is worth a ton of first aid:

Wear long pants and boots taller than your ankle.
Try to avoid tall brush and deep, dark crevices.
Make sure to make plenty of noise and vibration while walking.
In no circumstances approach snakes, on the contrary, avoid them.
Not all rattlesnakes make noises.
If the snake is dead, bringing it to the hospital is appropriate. Be careful, snakes, even dead ones, can reflexively bite for up to an hour.
In today's digital world, pictures are easy to get. use you cell phone to get a quick picture of the snake - it will help medical crews identify the animal. Rattlesnakes are pit vipers, identified by dents in the side of their heads that look like ears. Coral snakes are small with bands of red bordered by pale yellow or white. Cobras have hoods that spread behind their heads.
It's not that important to identify the snake; medical crews in areas prone to snake bites can often identify the animal just from the wound. Pit vipers have two fangs and the bite often has two small holes. Coral snakes have small mouths full of teeth with rows of small puncture wounds.