Requesting a Loan And getting It!

So, You have your business idea, A business plan, Graphs and Anything else you may need to get your new business going, al you need now is To obtain the funding.
under the assumption that you don't have a Rich uncle who died recently or Heaps of gold beneath a tile, what you need is a loan.

When going to the bank asking for a loan:

What to do:

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• Dress in a professional manner for the bank interview. Loan request  is a business transaction, so treat it as such and dress accordingly.
• As an entrepreneur, be sure that you are thoroughly prepared when you go to see your banker to request a loan. You need to show your bankers that a loan to you is a low-risk and an excellent idea. Have on hand a completed loan application, copies of your cash flow and financial statement projections covering at least three years, as well as your cover letter. 
• Be sure of yourself. An attitude of confidence increases your chance of getting the loan. Show that you can make a success out of the money that the bank will lend to you. Visualize in your mind the positive results of your bank application.

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What not to do:

• Do not push your bankers for a decision. It might result in a rejection. More important, your banker cannot make a decision until all your documentation is complete, so to ensure a speedy decision, make sure that all your documentation is in order.
• Do not underestimate risk in your application. You have to remember one thing: business without risk is a myth - there is no such thing. If you do not discuss risk, the bankers will assume that you haven't thought about risk. Let's face it - try as we might, we cannot plan for everything, for every contingency, for every turn of events. Bankers would want to know if you have planned for the major risks and how you intend to manage it.

Also:
remember that in order to stay in business banks have to make loans. Don't be afraid to request one. That is what the bank loan officer wants you to do. To increase your chances of getting one, look for a bank that is familiar with your industry and who has done business with companies like yours. Seek out banks that are "big" on small business financing. Some banks lend on a conventional basis (lending money without government support), while some banks participate in government programs (in the form of government participations involving direct government funds or loan guarantees). However, be aware that banks often demand stiff collateral requirements for start-ups and do your homework accordingly.